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Meet with a member of our team to discuss your home and situation, this is where we'll advise you on the best course of action.

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When we find the right deal you can quickly close and get paid for your home!

1Request an Offer

Submit your address and information and we'll get an offer together for you, free of charge.

2Speak to our team

Meet with a member of our team to discuss your home and situation, this is where we'll advise you on the best course of action.

3Get paid and close

When we find the right deal you can quickly close and get paid for your home!

How does selling my house for cash work?

How does selling my house for cash work?

Selling your house to a cash buyer is a straightforward, streamlined process. Typically, you'll start by contacting a reputable cash home-buying company like GetHomeCash and providing some basic information about your property. They will assess your home’s condition and market value—often through a quick visit or analysis—and then present you with a no-obligation cash offer. If you accept the offer, you can often close the sale in as few as 7 to 10 days since there’s no mortgage process involved​. GetHomeCash handles all the paperwork and logistics, so you avoid listing, staging, and showings while getting a fast, guaranteed sale.

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How fast can I sell my house for cash?

How fast can I sell my house for cash?

One of the biggest advantages of a cash sale is how quickly it can happen. Instead of waiting months for a traditional buyer’s financing and escrow process, a cash home sale can often close in just a week or two​. GetHomeCash can typically finalize your sale on your timeline – sometimes in as little as 7 days – because we don’t have to deal with bank loan approvals or other delays. If you need a bit more time to move out, we can accommodate that too. The key is that you have the flexibility to sell as fast as you need, which is a relief for homeowners who need cash quickly.

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Do I need to make repairs or clean before selling to a cash buyer?

Do I need to make repairs or clean before selling to a cash buyer?

No – you typically don’t need to fix a thing when selling to a cash buyer. Companies like GetHomeCash buy homes as-is, which means we purchase your house in its current condition​. You won’t have to spend time or money on repairs, renovations, or even deep cleaning and staging. This not only saves you the cost and effort of fixing up the property, but also speeds up the sale. We have the experience and resources to handle any necessary repairs after closing, removing that burden from your shoulders. That way, you can walk away without the usual prep work or upkeep required for traditional showings.

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Are there any fees or closing costs when selling to a cash home buyer?

Are there any fees or closing costs when selling to a cash home buyer?

In a traditional home sale, sellers often pay about 5%–10% of the sale price in agent commissions and closing costs​. But when you sell to GetHomeCash, you avoid those fees. We charge no real estate commissions, and we typically cover the standard closing costs (such as escrow and title fees) for you​. That means the cash offer you receive is very close to the amount you’ll actually take home at closing. With no hidden charges reducing your proceeds, you can sell your house knowing exactly how much cash you’ll get.

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When is the best time to sell my house for cash?

When is the best time to sell my house for cash?

Traditionally, the real estate market heats up in spring and early summer, when homes tend to sell fastest and for the highest prices​. However, when you’re selling to a cash buyer, you don’t have to wait for a particular season. Professional home buyers like GetHomeCash purchase houses year-round, regardless of weather or market cycles. In fact, the “best time” to sell for cash is simply whenever you are ready or need to sell. We adapt to your schedule, so whether it’s during the spring rush or the middle of winter, we’ll be ready to buy your home whenever it’s most convenient for you.

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Process

How does selling my house for cash work?

Selling your house to a cash buyer is a straightforward, streamlined process. Typically, you'll start by contacting a reputable cash home-buying company like GetHomeCash and providing some basic information about your property. They will assess your home’s condition and market value—often through a quick visit or analysis—and then present you with a no-obligation cash offer. If you accept the offer, you can often close the sale in as few as 7 to 10 days since there’s no mortgage process involved​. GetHomeCash handles all the paperwork and logistics, so you avoid listing, staging, and showings while getting a fast, guaranteed sale.

Get an offer today

Closing Times

How fast can I sell my house for cash?

One of the biggest advantages of a cash sale is how quickly it can happen. Instead of waiting months for a traditional buyer’s financing and escrow process, a cash home sale can often close in just a week or two​. GetHomeCash can typically finalize your sale on your timeline – sometimes in as little as 7 days – because we don’t have to deal with bank loan approvals or other delays. If you need a bit more time to move out, we can accommodate that too. The key is that you have the flexibility to sell as fast as you need, which is a relief for homeowners who need cash quickly.

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Sell As-Is

Do I need to make repairs or clean before selling to a cash buyer?

No – you typically don’t need to fix a thing when selling to a cash buyer. Companies like GetHomeCash buy homes as-is, which means we purchase your house in its current condition​. You won’t have to spend time or money on repairs, renovations, or even deep cleaning and staging. This not only saves you the cost and effort of fixing up the property, but also speeds up the sale. We have the experience and resources to handle any necessary repairs after closing, removing that burden from your shoulders. That way, you can walk away without the usual prep work or upkeep required for traditional showings.

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Fees

Are there any fees or closing costs when selling to a cash home buyer?

In a traditional home sale, sellers often pay about 5%–10% of the sale price in agent commissions and closing costs​. But when you sell to GetHomeCash, you avoid those fees. We charge no real estate commissions, and we typically cover the standard closing costs (such as escrow and title fees) for you​. That means the cash offer you receive is very close to the amount you’ll actually take home at closing. With no hidden charges reducing your proceeds, you can sell your house knowing exactly how much cash you’ll get.

Get an offer today

Best Time to Sell

When is the best time to sell my house for cash?

Traditionally, the real estate market heats up in spring and early summer, when homes tend to sell fastest and for the highest prices​. However, when you’re selling to a cash buyer, you don’t have to wait for a particular season. Professional home buyers like GetHomeCash purchase houses year-round, regardless of weather or market cycles. In fact, the “best time” to sell for cash is simply whenever you are ready or need to sell. We adapt to your schedule, so whether it’s during the spring rush or the middle of winter, we’ll be ready to buy your home whenever it’s most convenient for you.

Get an offer today

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Getting cash for your home doesn’t have to be difficult, in fact you can speak to our top team and see just why homeowners trust us with their properties when they need to sell quickly, hassle-free and right away regardless of home condition.

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Get An Offer For Selling Home For Cash
Why GetHomeCash?

Find out why we’re the best solution for you.

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GetHomeCash
Offer size Highest around
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Frequently Asked Questions

Can I sell my house for cash?

Yes, absolutely – you can sell your house for cash. In fact, a significant portion of home sales in the U.S. are cash transactions. As of early 2024, around one-third of homes were purchased outright with cash rather than traditional financing​. Selling for cash simply means a buyer (often a real estate investment company like GetHomeCash) has the funds ready to purchase your home without needing a mortgage loan. This is 100% legal and common in real estate; you retain the right to sell your property directly to a cash buyer as long as you still own it (even if you have a mortgage – you’ll just pay off the loan at closing). GetHomeCash specializes in these cash purchases, making the process simple and fast for you. Homeowners choose cash sales to avoid the lengthy process of listings, showings, and loan approvals – instead, you can get a firm cash offer and move on quickly.

How can I sell my house for cash?

Selling your house for cash is straightforward with the right buyer. Here’s how the process works with GetHomeCash (and most reputable cash buyers)​:

  1. Contact GetHomeCash: Start by reaching out either via an online form or phone. You’ll provide some basic details about your property (address, condition, etc.).
  2. Home Evaluation: GetHomeCash will review the info and schedule a quick walkthrough or evaluation of your home. Don’t worry about cleaning or repairs – we assess it as-is. This step helps us determine a fair offer.
  3. Receive a Cash Offer: After the evaluation, GetHomeCash will present you with a no-obligation cash offer for your house. “No-obligation” means you’re not forced to accept – the decision is entirely yours​. The offer will typically factor in your home’s condition and local market values.
  4. Accept and Close: If you choose to accept the offer, we move to closing. GetHomeCash handles the paperwork and legal processes for you, ensuring a proper sale. You won’t need to pay agent commissions or make any repairs – everything is handled for you​. The closing date is flexible but can be as soon as a week or two, depending on your needs. On closing day, you hand over the property, and you receive the cash payment (often via a wire transfer or cashier’s check).

By following these steps, homeowners can sell their house for cash quickly and with minimal hassle. GetHomeCash’s goal is to make this process easy, transparent, and fast for you.

How do I get a cash offer on a house?

To get a cash offer on your house, you typically need to reach out to buyers who are ready and willing to pay cash. Here are a few ways to secure a cash offer:

  • Contact GetHomeCash or Similar Cash Buyers: The fastest method is to approach a reputable cash-buying company like GetHomeCash. You can submit your property details through our website or give us a call, and we’ll promptly evaluate your home and make a cash offer, often within 24-48 hours. In many cases, you can get an initial cash offer very quickly (some services even provide instant estimates online) for your house by answering a few questions about the property​.
  • Work with Real Estate Investors: Besides nationwide companies, there are local real estate investors in almost every market who advertise “We Buy Houses” and pay cash. You can find them via local ads or online searches. Provide them with information about your home, and they will also come up with a cash offer.
  • Use an iBuyer Platform: Some tech-driven real estate companies (often called iBuyers) allow you to input your home’s details online and receive a near-instant algorithm-based cash offer. For example, platforms backed by large companies can generate an offer quickly​. These can be convenient, though you’ll want to compare the offer and fees.

With any option, you are not obligated to accept the offer. It’s wise to gather a couple of quotes. GetHomeCash prides itself on giving a fair, no-pressure cash offer – we encourage you to compare and decide what’s best. Obtaining a cash offer is as simple as contacting the buyer and providing some info; we handle the rest of the evaluation and will clearly explain our offer to you.

How to choose the best companies that buy houses for cash?

Not all cash home-buying companies are equal, so you’ll want to do a bit of homework to choose the best one. Here are some tips to identify a reputable and trustworthy cash buyer:

  • Research their Reputation: Look up the company’s reviews and ratings. Check online testimonials and third-party sites. A credible company should have positive feedback and a good track record of buying homes. Also check if they are registered with the Better Business Bureau (BBB) and whether any complaints have been filed​. GetHomeCash, for instance, prides itself on satisfied sellers and transparent dealings.
  • Verify Legitimacy: Legitimate companies should have a physical address and a functional website, and provide clear contact information​. Avoid any “buyer” who only uses a first name, won’t show credentials, or has no online presence. The best companies will be transparent about who they are and how they operate.
  • Proof of Funds: A reliable cash buyer won’t mind showing you they have the funds available to purchase your home. You might ask for a proof of funds letter or similar documentation, especially for higher-value homes. Reputable buyers understand this and will be prepared to assure you they can pay what they offer​.
  • Clear, Fair Contract: The company should provide a simple purchase agreement without hidden clauses. It’s advisable to have a real estate attorney review any contract. Trustworthy companies like GetHomeCash will never rush you into signing something you don’t understand – they will clearly outline the purchase price, any contingencies (if at all), and the closing date upfront​.
  • No Upfront Fees: Be cautious of any home-buying service that asks for money from you upfront (for example, “application” fees or BPO fees). Most reputable cash buyers cover all costs associated with the transaction and make their profit after they buy (by improving or reselling the home). With GetHomeCash, you pay nothing out of pocket to get an offer or to sell your home – no commissions or fees.
  • Local Expertise: The best cash buyers know your market. They can explain how they determined your offer (based on local sales, your home’s condition, etc.). This knowledge not only ensures a fair offer but also a smooth closing process respecting local laws and customs. GetHomeCash operates nationwide but works with local market experts in each region to give accurate, fair deals.

By following these steps, you’ll increase the odds of working with a credible cash home-buying company. GetHomeCash meets all these criteria – we encourage sellers to vet us and ask questions! We’re confident you’ll find we stand out as a trustworthy partner for your home sale.

How long does it take to sell a house?

The timeline for selling a house can vary widely depending on how you choose to sell. Traditionally, selling with a real estate agent on the open market can take several months from start to finish. For example, the average U.S. home spent around 50-60 days on the market in recent years (this is just waiting for a buyer) and then another 30-45 days in escrow (closing process) if the buyer needs a mortgage​. This means you might be looking at 2-3 months (or more) to get your house sold in a conventional sale, depending on market conditions. Factors like pricing, home condition, and local demand also influence the timing.

By contrast, selling to GetHomeCash is much faster. Cash sales eliminate the need for lender approval and lengthy inspections/appraisals, significantly cutting down the timeline. With GetHomeCash:

  • You can receive an offer within the same day of contacting us.
  • We can close in as little as one day if needed (many cash sales close within a week or two)​. The closing date can be set to whatever works for you – whether you need an urgent sale or a little extra time to move out.
  • There’s no waiting for multiple showings or buyer financing. Once you accept our offer, the sale is almost guaranteed to close quickly​.

In summary, a traditional home sale might take weeks to months, while a cash sale to GetHomeCash can often be completed in just days. We work on your timeline, so you have control over how fast it goes.

Is it possible to get an instant cash offer on a house?

“Instant” in real estate can be a bit of a misnomer, but thanks to technology and dedicated cash-buying services, you can get a cash offer very quickly – sometimes within minutes online for a preliminary quote. GetHomeCash streamlines the process so that as soon as you input your property info, our team gets to work evaluating it. In many cases, we can provide an initial cash offer in under 24 hours, and sometimes the same day.

Some national services (often called iBuyers) tout “instant offers,” meaning you fill out an online form and their system generates an offer almost immediately based on algorithms​. This is typically a no-obligation estimate and may be subject to adjustment once they see the property. GetHomeCash uses a personalized approach – a real expert will review your information to craft a fair cash offer, very quickly and with no obligation. While it might not be literally instantaneous in every case, it’s extremely fast. You won’t be waiting weeks or even days of uncertainty; you’ll know very soon what we can pay for your house.

It’s important to note that a truly firm offer will require at least a bit of verification (no reputable buyer can 100% guarantee a price without seeing the house or its details). But the process is so fast it feels nearly instant. With GetHomeCash, you get speed and accuracy – a quick offer that you can count on. Many of our sellers are pleasantly surprised at how fast they get their cash offer and how quickly the sale moves forward after that.

Is there a company that buys houses for cash near me?

Yes, there likely is – in fact, GetHomeCash operates nationwide and buys houses across all U.S. markets. Whether you’re in a big city or a rural town, we have the ability to purchase your house for cash. We are a national home-buying service with local representatives, which means we’re “near you” by design.

Beyond GetHomeCash, most areas have local real estate investors or franchises of cash-buying companies. The “we buy houses” industry is widespread; one well-known example is a network of local franchises that span most states​. In other words, this cash-buying model isn’t limited to just a few cities – it’s available almost everywhere.
If you’re searching for “companies that buy houses for cash near me,” you will find options, but you’ll want to choose a reputable one. GetHomeCash’s nationwide reach ensures you get a trusted, consistent experience no matter where you live. You can contact us from any state or city, and we’ll be able to make a cash offer or connect you with a regional manager who knows your local market. This combination of national resources and local expertise means you get the convenience of a nearby buyer with the assurance of a well-established company.

In short: Wherever you are in the U.S., GetHomeCash is ready to buy your house for cash, providing a reliable option close to home.

How to sell a house fast?

If your top priority is to sell your house as quickly as possible, here are several tips and options to achieve a fast sale:

  • Price it competitively (if listing): Homes priced below or at market value tend to attract buyers faster​. If you list with a realtor, make sure your price is sharp – though this may mean accepting a bit less, it can prompt a quick offer.
  • Improve Curb Appeal & Make Quick Fixes: For a traditional sale, a little effort goes a long way. Cleaning, decluttering, and addressing any obvious minor repairs can help the house show better and sell faster​. Buyers often decide in the first impression, so a tidy exterior and interior increase your chances of a quick sale.
  • Leverage a Cash Buyer like GetHomeCash: The fastest way, typically, is to sell to a cash buyer. This skips all the prep work and waiting. You won’t need to worry about repairs, staging, or dozens of showings. Simply contact GetHomeCash to get a quick offer, and if you accept, we handle the rest. Because there’s no mortgage process or negotiations with multiple parties, the sale can close in days​. This route is ideal if you don’t have the luxury of time or you want a guaranteed sale date.
  • Be Flexible and Ready: If you do list on the market, being flexible with showing times and ready to move quickly can help. However, with a service like GetHomeCash, we actually adjust to your schedule – need to close in a week? Done. Need to wait a month while you prepare for your move? We can accommodate that too. Flexibility on both sides facilitates speed.

In summary, to sell a house fast you can either do the traditional method with aggressive pricing and presentation, or choose the hassle-free method of a direct cash sale. Many sellers who need speed find that accepting a fair cash offer from GetHomeCash is the most straightforward and quickest solution – no prep, no wait for buyer financing, just a fast sale on your timeline.

Can I get a cash offer for a house in foreclosure?

Yes, you can get a cash offer for your house even if it’s in foreclosure. In fact, selling to a cash buyer is a common and effective way to avoid the worst outcomes of foreclosure. Here’s what you need to know:

  • You Retain Ownership Until the Foreclosure is Final: Even after the foreclosure process has started, you as the homeowner generally have the right to sell the property up until it’s sold at a foreclosure auction (laws vary by state, but this is broadly true)​. So if you’re in pre-foreclosure or even late stages, you can still seek a buyer.
  • Cash Buyers Are Fast and Used to Foreclosure Situations: Companies like GetHomeCash frequently work with sellers in foreclosure. We understand the urgency – a foreclosure has strict timelines. A cash sale can happen quickly enough to pay off the mortgage and stop the foreclosure before the auction occurs​. This is crucial to prevent the foreclosure from hitting your credit history.
  • Benefit to the Seller: By getting a cash offer and selling before the foreclosure is finalized, you potentially save your credit from a foreclosure record and you might walk away with some equity (if your home is worth more than what you owe). Even if you owe more than the house’s value, a cash buyer might help facilitate a short sale with your lender (where the bank agrees to accept the sale proceeds)​. The key is transparency and speed – something GetHomeCash excels at.
  • Process: If you request a cash offer during foreclosure, expect the buyer to move very quickly. They’ll still do a title check and coordinate with any foreclosure attorneys or the bank to ensure a smooth payoff. Reputable cash buyers (like us) will handle much of the coordination to relieve you of that stress, and they know how to navigate the legal paperwork. It’s advised you also inform your lender once you have a signed purchase agreement – communication can sometimes delay foreclosure actions while the sale is pending.

Many homeowners have successfully escaped foreclosure by selling their houses to GetHomeCash for cash. It’s a legitimate and often lifesaving solution. Just remember: act quickly, as time is of the essence in foreclosure cases. We’re here to help you beat the clock and get a fresh start.

Can I get a cash offer for a house that will not pass inspection?

Yes, you can. One of the great advantages of selling to GetHomeCash is that we buy houses as-is, even if they wouldn’t pass a standard home inspection. Traditional buyers (and their lenders) usually require a home inspection and often make the sale conditional on the house being in acceptable shape. If your house has issues that would cause it to fail an inspection – think outdated electrical systems, a leaky roof, mold, or other significant repairs – those can derail a traditional sale. Many banks won’t lend on a home with major “health and safety” issues flagged in an inspection.

Cash buyers, on the other hand, are different. We don’t require you to fix a thing. GetHomeCash will assess your property and make an offer regardless of its condition. We already expect there might be problems, and we factor that into our offer. You won’t be hit with an endless list of repair demands. In fact, you don’t even need to get a formal inspection when selling to us. We may do a quick walkthrough or have a professional look just so we understand what we’re buying, but that’s for our purposes – not a contingency for you. You won’t be obligated to make any fixes.

This means even if your house is in rough shape or wouldn’t pass a typical buyer’s inspection, you can still get a fair cash offer from GetHomeCash. We’ve purchased homes with all sorts of issues (old wiring, bad roofs, you name it). Sellers are relieved to skip the expense and hassle of repairs. Just keep in mind, because we’re taking on the cost/risk of those repairs after purchase, the offer will reflect the home’s condition (it will be a fair market price for an as-is home). But it’s 100% possible and in fact common to sell a house that wouldn’t pass an inspection – directly to a cash buyer like us.

Can I get a cash offer for a house that has foundation damage?

Yes. Foundation damage can be one of the scariest issues for traditional buyers, but GetHomeCash will still make a cash offer for a home with foundation problems. Serious foundation issues (like large cracks, sinking, or structural instability) often discourage mortgage-backed buyers – lenders often won’t approve a loan on a house with unresolved foundation damage, and many buyers don’t want the risk or cost of fixing it. However, as cash buyers and real estate investors, we have experience dealing with these problems.

If your house has foundation damage, here’s what to expect: We’ll likely send a professional to take a quick look so we understand the extent of the damage. But regardless of how severe it is, we can craft a cash offer that makes sense for both parties. We buy houses in any condition, even those with major structural issues​. After purchasing, we’ll handle the foundation repair ourselves, at our cost. You, as the seller, won’t have to coordinate or pay for any of it.

The offer we provide will account for the expected repair costs and the risk we’re assuming. We strive to offer a win-win price – one that gives you a reasonable amount for the home and leaves us room to fix the foundation and still make our investment viable. The key point is: don’t be discouraged if your house has foundation trouble. You can still sell it fast for cash. GetHomeCash won’t make you wait for months or spend tens of thousands on repairs. You get a hassle-free sale, and we’ll tackle the tough work after closing.

Can I get a cash offer for a house that is damaged by flooding?

Absolutely. GetHomeCash makes offers on properties with all kinds of damage, including flood damage. We understand that floods and water damage can be devastating – they can ruin flooring, drywall, electrical systems, and even lead to mold issues. Most traditional buyers are hesitant (or completely unwilling) to buy a severely flood-damaged home. By contrast, we’re accustomed to evaluating these situations and can still give you a fair cash offer.

When a house has been flooded, a few things happen: its market value typically drops (even after repairs, a history of flooding can reduce value by 20-30% in some cases​), and it may be deemed uninhabitable until repaired. If you don’t have the time or resources to restore a flood-damaged house, selling as-is to a cash buyer is often the best route​. GetHomeCash will consider the costs of remediation (drying out, mold treatment) and necessary renovations when making an offer. We have contractors and restoration experts in our network who handle the rehab after we buy it.

From your perspective as the seller, it works like any other cash sale: we agree on a price, and at closing you get paid and we take on the property with all its issues. You won’t have to navigate insurance claims or construction crews – we take that burden off your shoulders. Even if the house is currently unlivable due to flood damage, you can still sell it as-is to GetHomeCash​. We’ll likely purchase the property (land and structure) with the aim of repairing or rebuilding.

In summary, yes – you can get a cash offer even if your house suffered a flood. We’ll handle the hard part of fixing it up. This gives you a way to recover value from the home immediately, without pouring in money for repairs, and move forward after the disaster.

Do I need to make repairs or clean up before selling to GetHomeCash?

No, you do not need to make any repairs or even deep clean your house before selling to GetHomeCash. We truly buy houses in any condition. This is a huge relief to many of our sellers. Whether your property is dated, cluttered, or has significant damage, we will make an offer as-is. You can even leave behind unwanted items or junk – we’ll take care of removing it after closing.

Traditional home sales often require you to fix things, paint, stage the home, and keep it pristine for showings. With GetHomeCash, you can skip all of that work. We explicitly expect some houses to need work; that’s part of our business model (we handle the repairs and renovations after we buy your house). As-is means as-is – no strings attached. For example, one common question is whether code issues or old appliances need to be addressed first; the answer with us is no. Another example: if a house has years of deferred maintenance, that’s okay. We’ve seen it all and it won’t stop us from buying.

By not asking you to do any fixes or cleaning, we save you time, money, and effort. Sellers often find this is one of the biggest benefits of using GetHomeCash. You can literally take what you want from the house and leave the rest to us. Our team will ensure any necessary repairs are done after you’re paid and gone. As one industry source puts it, “We buy houses as-is. You do not have to make repairs.”​

This convenience is a cornerstone of our service.

Are there any fees or commissions when selling to GetHomeCash?

No – when you sell to GetHomeCash, you won’t pay any real estate agent commissions, and we typically cover the standard closing costs, too. In a normal home sale, sellers often pay around 5-6% of the sale price to agents, plus additional closing fees. With a direct cash sale, those expenses are largely eliminated​. Our goal is that the offer we give you is the amount you receive at closing (minus any mortgage or liens you still have to pay off).

Here’s how it works: GetHomeCash makes money after we buy your house, by improving it and reselling or renting it out. We do not charge you a fee for our service. The offer we present is net to you. If we say “We’ll pay $200,000 for your house,” you should not later find some hidden deductions or costs charged by us. The only subtractions would be things any home sale has (for example, paying off your remaining mortgage, or prorated property taxes up to the sale date). We even often pay the typical seller’s closing costs like title insurance and escrow fees as part of our service (this can save you another few thousand dollars).

Always clarify this with any cash buyer, but with GetHomeCash it’s straightforward: no commissions, no service fees, no obligation. You get a clean, simple transaction. We believe in being upfront so there are no surprises at closing. The offer you accept is the cash you receive.

How does GetHomeCash determine the offer for my house?

Our team uses a combination of local market analysis, property condition assessment, and our experience with renovation costs to determine a fair cash offer for your house. Here’s a peek into our process:

  • Comparative Market Analysis: We look at recent sales of similar homes in your area (comps). This gives us an idea of the as-is market value and the after-repair value of your home. Essentially, we consider what your house could sell for on the open market if it were in good condition, and what similar homes are currently selling for in as-is condition.
  • Condition & Repair Costs: We factor in what repairs or upgrades are needed. If the roof is old, the house needs a new paint job, or the kitchen is outdated – we estimate the cost to fix these. For example, if your house would be worth $250k fully renovated but needs $50k in work, a baseline as-is value might be around $200k minus a margin for the effort and risk we take on. Remember, cash buyers often purchase homes at a discount, invest in fixing them, then resell​. Our offer reflects those future costs we will incur.
  • No Realtor Commission or Holding Costs in Offer: One advantage we have is we don’t charge you commission and we plan for a quick resale. So we can often afford to offer a bit more than if you had to pay 6% to agents and months of holding expenses. We try to make our offer a win-win: convenient for you and workable for us.
  • Local Market Trends: If your local market is hot and houses are selling quickly, we can offer closer to the market value since we know we can resell or rent it easily. If the market is slower or uncertain, we have to account for that risk.
  • Transparency: We’re happy to explain our offer to you. Reputable companies like GetHomeCash will be transparent about how they arrived at the number​. We know one big concern for sellers is “am I getting a fair deal?” While it’s true that no cash buyer will offer as much as a top-of-market sale via an agent (that’s the trade-off for speed and convenience)​, we ensure our offers are competitive. In many cases, when you tally up what you net after agent commissions, closing costs, months of mortgage/utility payments, and any price reductions in a traditional sale, our cash offer is very comparable to your net proceeds – without all the waiting and uncertainty.

In short, we determine our offer by looking at your home’s potential value minus the costs and margin needed to make the investment worthwhile. We aim to give you the best possible price we can, while ensuring we can continue to operate our business successfully. It’s in our interest to make offers that sellers feel good about – that’s how we get referrals and keep our reputation strong.

Are cash home-buying companies like GetHomeCash legit?

It’s smart to be cautious – you’ve probably seen signs or ads saying “We Buy Houses for Cash” and wondered if they’re for real. The good news is yes, many cash home-buying companies (including GetHomeCash) are legitimate businesses that provide a valuable service. However, as in any industry, there are a few bad actors, so you should verify the credibility of whichever company you’re considering. Here’s why GetHomeCash and companies like us are legitimate and how to spot the reputable ones:

  • Established Presence: GetHomeCash is a registered business with a real website, real reviews, and real people behind it. Legit companies will have an identifiable presence – for example, a physical address, a functioning website, and clear contact information​. If a “cash buyer” is only giving you a cellphone number and first name, that’s a red flag.
  • Client Testimonials: Trustworthy companies have genuine testimonials and can often connect you with past clients if you want verification. At GetHomeCash, we have plenty of success stories from homeowners we’ve helped.
  • Better Business Bureau (BBB): Check if the company is BBB-accredited or has a rating there. While not every good company is on the BBB, many are. Complaints (or a lack thereof) on the BBB site can be telling​.
  • No Pressure, No Fraudulent Tactics: A real cash buyer will never ask you to do something sketchy, like sign a deed before closing or pay them an upfront “deposit.” They also won’t pressure you to sign a contract without giving you time to consider. We encourage sellers to consult others or even an attorney if they want. Scammers try to rush or trick homeowners; legit buyers like us are fine with you doing due diligence.
  • Proof of Funds and Professionalism: As mentioned earlier, a legitimate operation can prove they have the cash. They also usually work with reputable title companies or real estate attorneys to close the deal, ensuring everything is done by the book. GetHomeCash, for instance, uses standard legal contracts and closes transactions through established title agencies, so you know everything is handled properly.

Many homeowners have successfully sold their properties to cash-buying companies and found it to be completely above-board and beneficial. The key is to choose a reputable company. GetHomeCash prides itself on integrity and transparency – we’ve built our name on honest dealings. If you have any concerns during the process, a legitimate company will address them openly. In summary, cash buyers are a legitimate option for home sellers, but always do a quick vetting. When you work with a trusted company like GetHomeCash, you can feel secure that you’re in good hands​.

Can I sell my house if I still have a mortgage on it?

Yes, you can sell your house for cash even if you have a mortgage. This is very common – the majority of home sales involve paying off an existing mortgage at closing. When you sell to GetHomeCash (or through any sale), the mortgage balance is simply paid out of the sale proceeds. Here’s how it works: suppose GetHomeCash agrees to buy your home for $250,000 and you owe $150,000 on your mortgage. At the closing, $150,000 from the buyer’s payment will go directly to your mortgage lender to pay off the loan, and the remaining $100,000 (minus any prorated taxes or applicable fees) goes to you. The mortgage is then cleared, and the buyer takes ownership free of that loan.

It’s important to check if your mortgage has any early payoff or prepayment penalties, but those are rare these days. Typically, there’s no penalty – paying it off is a normal part of selling. The closing agent will handle sending the payoff to your bank. Bottom line: having a mortgage does not prevent you from selling your house for cash​. Cash buyers are used to this; it doesn’t slow down the sale much at all. In fact, since we don’t need to get a mortgage, the process is even easier on our side.

After the sale, your mortgage is gone – which can be a relief if you were struggling with payments. Many people in foreclosure or behind on payments use a cash sale to quickly pay off the loan and avoid further credit issues. In any case, rest assured that GetHomeCash can handle transactions whether you own the home free and clear or still owe money on it. We’ll even coordinate with your lender to get an official payoff statement so everything is squared away correctly.

Can I sell my house to GetHomeCash if it’s a rental property (occupied by tenants)?

Yes, you can sell a house that has tenants living in it. This is a situation we can accommodate. If you’re a landlord looking to sell a rental property, whether the lease is ending or not, GetHomeCash can make it work. Here are a few points to consider:

  • It’s Legal to Sell with Tenants: Selling a property with tenants is legal in all states; however, the lease terms carry over to the new owner in most cases​. This means if your tenant has 6 months left on a lease, for example, we (or any buyer) will typically honor that lease through its term. The tenant just starts paying rent to the new owner after closing. If it’s a month-to-month tenancy, the new owner can decide whether to continue or terminate the tenancy with proper notice per local laws.
  • Informing Tenants: It’s usually a good idea (and sometimes required by law) to inform your tenants that you’re selling. We work discreetly and can coordinate on viewing the property in a way that’s minimally disruptive. Some landlords prefer to sell once a lease is up, but it’s not necessary to wait.
  • Offer Considerations: We’ll factor the tenancy into our offer. If the tenant is paying below-market rent or their lease extends far out, it might slightly affect the offer since we might hold the property longer before making changes. Conversely, if it’s a great tenant or the lease is ending soon, that’s easier for us. Regardless, we will still present a fair cash offer and handle the transition.
  • Cash for Keys Option: If there’s a reason we need the tenant to vacate sooner (for major renovations, for example), we might negotiate a “cash for keys” arrangement after we purchase – that’s on us. As the seller, you don’t have to do anything tough with the tenants if you don’t want to. We’ll take on any landlord responsibilities the moment we become the owner.

Many landlords sell their occupied rentals to us to avoid the hassle of evicting problem tenants or just to get their equity out without waiting. Rest assured, we respect tenant rights and local laws​. So yes, you can sell to GetHomeCash even if renters are in place. We’ll guide you (and them) smoothly through the change of ownership.

How can selling to GetHomeCash help if I’m in a difficult situation (foreclosure, divorce, etc.)?

Life can throw curveballs – foreclosure, divorce, job relocation, inheriting an unwanted home, extensive repairs you can’t afford, and so on. In many of these tough situations, a quick and certain sale for cash can be a huge relief. Here’s how GetHomeCash helps in a few common scenarios:

  • Foreclosure or Financial Distress: As discussed, if you’re facing foreclosure or falling behind on payments, selling to a cash buyer can prevent the foreclosure from completing by paying off the loan​. You get out of the mortgage and avoid the long-term credit damage of a foreclosure. We act fast to help resolve the situation before it spirals.
  • Divorce: In a divorce, often both parties want to split assets and move on quickly. A traditional sale can take months and add stress. GetHomeCash can buy the property fast so you can divide the proceeds and avoid continued entanglement. Plus, you don’t have to coordinate repairs or showings with your ex-partner – we make it simple during an already stressful time.
  • Inherited House / Probate: If you’ve inherited a home you don’t need or want, dealing with probate and then repairs to sell can be overwhelming. We frequently buy inherited houses, even if they’re still in probate or need to go through an estate process (we can work with your attorney on the timeline). A cash sale lets you settle the estate faster.
  • Houses in Major Disrepair: Maybe the house has become too much to handle (a hoarder home, or severe disrepair). Rather than investing money you might not have to fix it, you can sell it as-is for cash. We take on even extremely distressed properties – you get cash for the house and relief from the burden.
  • Relocation or Job Transfer: Need to move yesterday for a new job or other opportunity? GetHomeCash can purchase your home on your schedule, so you aren’t held back trying to sell the old house. No need to pay double housing costs or leave the house vacant for long.
  • Other Personal Situations: Really, any time you need a guaranteed, quick sale – whether due to health issues, avoiding bankruptcy, or you just need liquidity fast – a cash sale is your friend. Because our process is simple (no financing, no contingencies that can derail things last minute), it provides certainty. Once you have our offer, you can count on that cash by the closing date.

In all these cases, GetHomeCash offers a discreet, fast, and fair solution. We’ve helped homeowners out of what could have been lengthy or difficult ordeals by giving them a way to sell immediately and get on with life. We always approach these situations with sensitivity and professionalism, understanding that beyond the property, there’s often personal hardship involved. Our aim is to create a win-win outcome where you solve your problem and we help revitalize the property for its next chapter.